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Should You Repair or Replace a Roof?

Katie Tostanoski • Jan 20, 2024

One of the most important elements of any home is the roof. The roof is the first line of defense in protecting the home from weather-related issues, such as wind, fire, and rain. Over time, the constant abuse can take its toll, and your roof will require some attention. But how do you know if you should replace it or just repair it? There are a few things to consider before making the decision.

  • The Age of the Roof – Most roofs come with a 10-year warranty and are expected to last for anywhere from 20-25 years. Some tile roofs should last even longer with some simple maintenance for the under sheathing


  • Extent of the Damage – Sometimes the extent of the damage is great, such as when there has been a large storm. Other times the original roof was not installed properly or has structural issues, causing widespread damage.


  • Condition of Gutters- Checking gutters is crucial to ensure they are clear of debris and in good condition. Clogged gutters or gutters that have deteriorated can lead to water overflow, causing damage to the roof and potential leaks.


  • Condition of Skylights- Regularly checking skylights is essential to identify and address any potential leaks. Damaged or improperly sealed skylights can lead to water penetration during rain. Ensuring skylights are in good condition helps maintain proper insulation and energy efficiency. Cracks or gaps in skylights can compromise the home's insulation, leading to increased energy costs.


  • Cost – You may find when comparing the cost of the repairs to the expense of a new roof, that the new roof is simply a better value. Always get estimates for both.


  • Insurance - Insurance companies view an older or deteriorated roof as a liability. In their eyes, it's more likely to leak, collapse, or suffer other types of damage, which means they're more likely to have to pay out a claim. Because of this, some insurers require roofs to be under a certain age or in good condition as a condition for providing coverage.


  • Personal Considerations – Are you planning to stay in the home for a long time? In this case, replacement now will be more economical than replacing later when costs have increased.


Finally, consult a few professionals. Discuss the issues for both roof replacement and roof repair with a few trusted roofing specialists and your insurance agent before making the final decision. I have a couple of trusted roofers that have provided my clients with affordable roofing solutions. I would be happy to recommend them anytime.


Stay dry out there!

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